The OCBC 360 savings account starts at a base interest of 0.05 per cent p.a., and gives you varying bonus rates for crediting your salary, spending, growing your balance, insuring and investing.

Fall below fee: $5 (Waived for first six months for accounts opened online)ģ.

If you go for this option, the interest rate rises with every additional $30,000 or $15,000 in your UOB One account, up to $75,000. This is great for those without a regular paycheck such as freelancers, retirees or homemakers. with the UOB one account if you pay three bills by Giro.

Spend at least S$500 spend per month on an eligible UOB Cardĭon't have a fixed monthly salary? You can still get up to four per cent p.a.

Credit your salary to the UOB One account via Giro/PayNow.

The easy-to-use UOB One account currently offers one of the highest maximum interest rates out there, at 7.8 per cent p.a. You'll get to enjoy this rate on your next $25,000 after depositing $75,000 once you fulfil these requirements: S$500 spend per month on eligible UOB Card + credit salary via Giro/PayNow S$500 spend per month on eligible UOB Card + 3 Giro/PayNow debit transactions S$500 spend per month on eligible UOB Card However, you have to be earning at least $3,000 per month to qualify for the bonus interest. On top of that, crediting your salary will get you an additional 2.50 per cent interest. Not bad if your card's main function is to pay for your kid's tuition fees, dental checkups, condo MCST fees and what-not. Spend at least $2,000 on your SCB Bonus$aver credit or debit card and you'll already get 2.05 per cent p.a. Pay three bills online or via Giro and you'll get an additional 0.33 per cent interest. However, the Standard Chartered Bonus Saver savings account does occupy a niche: It gives you pretty high bonus interest just for spending tons of money. It isn't easy to get there-you'd need to fulfil these five requirements: credit your salary, spend on your credit card, pay three bills, invest, and buy insurance. The Standard Chartered Bonus Saver savings account currently offers the highest maximum interest rate on a savings account: 7.88 per cent p.a. Standard Chartered Bonus Saver account interest ratesĬredit card spending (min.

The maximum interest rates above only apply to a certain sum, such as the first $50,000. Many banks offer higher rates for their private clients.

Note: The maximum interest rates given above are for regular banking customers.

Ocbc fixed deposit rate 2023